My Mind On My Money 🎵🎧

I do not regret becoming an engineer later (rather than sooner) in life, because I probably wouldn’t have been as intentional with my money as I am today.

Hello people! To my newest subscribers: WELCOME! I’m glad you’re here.

In this issue, I muse over how my money game has tightened significantly since becoming a developer, and how I have repurposed Mondays to help me ease back into a workweek. Enjoy! 💃🏽


The Financially-Responsible Developer

#NonTechLife

I get asked a lot if I regret not choosing computer science as my major in college, and thereby becoming an engineer sooner. One of the reasons I answer “no” is because I probably wouldn’t be as intentional with my money as I am today.

While I was a homemaker, I learned the elusive art of really stretching a dollar, living minimally and enjoying simple, inexpensive pleasures. I also developed (pun intended!) an appreciation for financial wisdom and foresight. For example, having 6 to 12 months of living expenses saved up; maxing out 401k contributions each year; building up college funds; paying certain bills from wise investment dividends (instead of straight income).

While learning these behaviors, I had no money. Zero. Zilch. But I created budgeting spreadsheets in anticipation of the six-figures I’d soon be making. Beyond my bills, I decided what my finance goals were, and in which order I would fulfill them.

So once I landed my first developer job, I went to work. Each dollar of each paycheck had a purpose before it even hit my account. Beyond my set bills, my top priority was paying off my coding bootcamp tuition: it was $6,000 with change at 10% APR, and I paid that off in under 9 months. After that, my focus was building a $1000 emergency stash and 3 months of living expenses. I hit those pretty quickly because I allocated my tax refunds to them. Then it was time to stretch my 3-month living-expenses buffer to 6 months. Then start maxing out my 401k contributions (which I was behind on due to homemaking for 6 years). Then create a healthy buffer for the kids’ daycare fees (which fluctuate pretty regularly). And my list goes on …

I freely pamper myself on the regular with spa treatments and massage therapy, because I have been graced to make consistent, clockwork provision for the more important things. I’m passionate about empowering people in tech, especially women, because the financial benefits can be a great blessing when handled purposefully and intentionally.

I’d love to hear your thoughts! Comment below.


Weekend-ish Mondays

#WholeCare

I have shared before how #remotework has improved my work-life balance in significant ways. One such way is how I approach Mondays now. When I worked on-site at my old job, I generally started my week at a hundred:

  • Battle other frustrated, exhausted commuters

  • Handle tasks carried over from the last week

  • Attend meetings that felt more urgent simply because they were on Monday

  • Plan the upcoming week while sobering up from the weekend

Caveat: I should say that the above was my unique situation. I understand that the Monday experience can vary wildly based on the company’s policies, culture and ethos.

At my current remote job, I have the autonomy to decide just how I will commence my work week. Forem practices No Meeting Fridays, so I typically end my week on a mellow note. Still, come Monday, I like to take a day and wake my mind back up, re-orient myself with my projects, and review the coming week. I hold my 1-on-1’s with my manager and mentors on Mondays; I hardly ever schedule a project deliverable for Monday. I generally get back into actual coding on Tuesday, by which time I’m primed and ready for several high-quality work days. 🔥

How do you approach the start of your work week? Comment below!